Industry ‘Sabutret’ in Cilacap regency Expected Evolving

Member of House of Representatives Commission VI Adisatrya Suryo Sulisto expect industry ‘Sabutret’ (upholstery materials derived from coconut coir and rubber blend) in Cilacap, Central Java continues to grow.
He also hoped that the industry players ‘Sabutret’ can do innovation and creativity as well as take advantage of advances in technology, especially the technology is simple yet effective, so it can produce added value.
Adisatrya also reminded to use the momentum of a demographic dividend that currently experienced by Indonesia and the era of globalization, especially the implementation of the ASEAN Economic Community (ASEAN Economic Community) as of January 2014.
“Given the demographic bonus, real micro and small industry players can just ignore the export market, because the domestic market is still wide open. However if there are orders from abroad, the micro and small industry players should be able to adjust the quality and continuity of the set,” said Adisatrya Tribunnews in a statement received on Monday (08/07/2013).
This explains the PDI-P politicians in order to encourage local resource-based industries in the district of Cilacap, particularly coconut trees and rubber trees, then the Minister of Industry has issued the Ministerial Decree No. 126 of 2011, which set a rubberised coconut fiber (sabutret) as Regional Industry Core Competence (Kiid) Cilacap. ‘
As known, the use and demand ‘Sabutret’ by the international community increasingly widespread, as middle-class movement for the ‘back to nature’ (back to nature).

As a follow up from the Permenperin, the Ministry of Industry (Ministry of Industry) held in collaboration with the Center Adisatrya Workshop Local Resource-Based Industry Development to sabutret industry as well as industries that use local raw materials. The workshop was held on Wednesday, July 3, 2013 in the city of Cilacap, and bring Endang Supraptini, Director of Industry Development Facilitation Java-Bali region, the Ministry of Industry as a resource.
According Adisatrya, pascadisahkannya Act No. 17 of 2012 on Cooperatives which replaces Law No. 25 of 1992 on Cooperatives, a national cooperative actors should immediately grasp the substance while adjusting the formal-legal aspects, including institutional governance.
“Although the new law is considered by some as a cooperative offender laws that remove the spirit of cooperation, but it must be remembered that the Act is structured precisely to adjust to the times without losing nationalism,” said Adisatrya.

Furthermore Adisatrya also encourage cooperative actors in the two counties to work together with local governments in preparing human resources, including certification of competence. He also admitted that the law requires that the focus of the cooperative actors and earnest in managing, can no longer be used as a sideline.

“As a consequence of decentralization, Regional Head of formal school setting, for example vocational Cooperative Management that provides scholarships for students. Besides scoring skilled resources, the institution may issue a certification for aspiring managers of cooperatives,” he said.

University Of Bergamo Study Finds Over 75% Of Home Exchangers Agree “Most People Trustworthy”

For the first time, a detailed profile is available of the expanding demographic of home exchange travelers. The survey finds that the industry itself is making a deep impact on society. According to the researchers, “people are turning more and more to models of consumption that emphasize community over selfishness,” and home exchange “may help to make our societies work better towards a sustainable future.”

With 93% of respondents satisfied with their experience and 81% having swapped homes more than once, the future also looks bright for home exchange. No longer just looking for an inexpensive travel option, home exchangers possess a deep cultural curiosity (98% declare an interest in cultural heritage and 84% visit museums and nature parks).

While a savvy breed of traveler (with 62% stating a high level of education), home exchangers also represent a wide cross-section of the traveling public. For example, the typical home exchange participant travels as a family (49% of them with children) and comes from across five continents, with the USA, France, Spain, Canada and Italy being the top five countries of residency.

Fair trade food (63%) and organic food (73%) are important to home exchangers, and 69% prepare their own meals while traveling, taking advantage of their access to a fully equipped kitchen. When not on the road, they are active contributors to their communities, with 59% reporting that they participate in community services, wildlife preservation, youth services, cultural preservation or animal welfare.

Given the strong sense of trust found among respondents (75% agree that “most people are trustworthy”), collaborative consumption and home exchange should continue to grow in popularity. As stated in the survey:

Swapping houses is one of the most significant boundaries of modern tourism, because it incorporates some of the dynamics that characterize the tourist of the new millennium: the increasingly felt desire to travel several times a year, even with limited budgets, the need to organize tailor-made trips as personalized as possible and the desire to make the trip an authentic experience… not only to know a new country with all its attractions, but also to immerse yourself in a new culture”

About the Researchers at the University of Bergamo

Francesca Forno, Assistant Professor of Sociology and Sociology of Consumption, is also Director of the CORES LAB (Research Group on Consumption, Networks and Practices of Sustainable Economies).

Roberta Garibaldi, Assistant Professor of Marketing and Tourism Marketing, is also a member of CeSTIT (Centro studi per il turismo e l’interpretazione del territorio).

The study was conducted from April to May 2013, surveying 46,000 HomeExchange.com members with an unprecedented answer rate of 16% (7,000 respondents).

About HomeExchange.com

Started in 1992 by Ed Kushins, HomeExchange.com has evolved into the largest and fastest growing online home exchange travel company in the world. This year their 46,000+ Members will make over 75,000 home swaps across 154 countries. HomeExchange.com makes it easy to plan and enjoy a home exchange vacation in almost any country, city or area of interest and offers travelers a memorable, authentic ‘live like a local’ experience. The site is available in 16 different languages. HomeExchangeGold.com, serving the luxury market, launched in 2012.

Common Commercial Real Estate Contract Contingencies

Just like residential real estate contracts, Dallas commercial real estate contracts have their share of contingencies. In short, contingencies are found in most real estate contracts and are essentially escape clauses for both the buyer and the seller.

Each party wants to make sure they are protected in the real estate contract, so real estate contingencies are a common occurrence. They often make the contract much easier to handle for both the buyer and the seller, as it provides them with an opportunity to back out of the contract for a number of reasons.

Although both residential and Dallas commercial real estate contracts both have contingencies, the contingencies themselves are quite a bit different. The following list details some of the common contingencies found in Dallas commercial real estate contracts:

When purchasing a parcel of land for Dallas commercial real estate, the contract may be subject to the approval of the buyers attorney. Because Dallas commercial real estate contracts may be decidedly more in depth than residential real estate contracts, waiting on the approval of your attorney when buying Dallas commercial real estate is quite common. It is also common to have a contingency that is based on a business professionals partner or investor, as it is important to get approval from everyone involved before the contract is finalized.

Many commercial real estate contracts include contingencies that are based on financing approval for the buyer. For tracts of land, this contingency may include approval of a legal survey, if one has not already been done. In addition, a buyer will likely want to include in the purchase agreement some language about obtaining necessary permits and zoning for the commercial property.

When speaking of commercial tracts of land, there may be a contingency with verbiage regarding liens on the property. In particular, the purchase of the land will be contingent on no environmental cleanup liens.

It is common to have a contingency based on: the buyer achieving a loan of at least 75 percent of the purchase price of the Dallas commercial real estate property; the buyer being satisfied with the inspectors report; and the buyer being satisfied that the property can be remodeled or renovated to his or her satisfaction. In other words, the buyer will likely include a series of contingencies based on the use of the commercial property and how it can and cannot be used.

The use of a realtor qualified in commercial real estate is crucial, as he or she will be able to guide you when making a commercial real estate transaction. Real estate companies, like VIP Realty, have a plethora of highly qualified and experienced realtors who have extensive experience in dealing with commercial real estate contracts. It is important to never enter into any type of real estate purchase agreement, whether residential or commercial, without advice from a trusted realtor and real estate attorney, as they will be able to best protect your interest in the real estate transaction.

Sales at Hypermart Selling Well, the Sun Gets Rp 63 Billion Profit

PT Matahari Putra Prima Tbk (MPPA) recorded a rise in net income during the first quarter of 2013 to Rp 63.2 billion. The figure was up 53.96% of the net profit the same period the previous year which only Rp 29 billion.

The company’s net profit increase was supported by higher revenues in the first quarter of 2013 which reached Rp 2.6 trillion, up 13.04% from the same period revenue last year amounted to Rp 2.3 trillion.

Acquisition of the company’s revenue is contributed full of Matahari Food Division (MFD), which is more than 90% is the result of the Hypermart.

This performance can not be directly compared with last year’s performance, due to the divestiture of assets / non-core business at the end of 2012 ago.

Since its launch in 2004 Hypermart, MFD scored a CAGR growth rate of 27.9%, which is the core strength of the Company’s growth and future prospects.

Operating profit also rose 32.2% to USD 74.6 billion from USD 56.4 billion last year. EBITDA reached USD 165 billion.

MPPA now recorded net interest income of USD 6.9 billion in the first quarter of 2013, higher than net interest expense of Rp 5.6 billion last year. This is due to lower interest expense of Rp 38.3 billion from Rp 62.7 billion last year, in line with the Company’s plan for the payment of the debt from the results obtained from the divestment of non-core end of last year.

Throughout the first quarter of 2013, the company has opened 2 new Hypermart stores located in Jakabaring, Palembang and Ambon.

New outlets Jakabaring further strengthen market dominance Hypermart in West Sumatra, while new outlets Ambon, which is a second outlet in the Maluku islands, also further strengthen market penetration and expansion Hypermart landing in eastern Indonesia.

In 2013, the Hypermart plans to open 20 new outlets across Indonesia.

“It makes us a hypermarket operator with the highest growth rates. Hypermart We will deliver the 100th will be operated at the end of 2013 and will be the largest and leading hypermarket retailer in Indonesia,” said Benjamin Mailool MPPA President in his press conference, in Jakarta, Monday (06/03/2013).

In the same period, MPPA also welcome Temasek Holding a significant shareholder with a plan to have a 26.1% ownership stake in the MPPA.

Together with PT Multipolar Tbk (MLPL) as the majority shareholder with a 50.2% stake, MPPA will get a more solid support from shareholders in its aim to develop the retail business forward.

“We are proud to see MPPA still carve out a good performance in the first quarter of 2013 despite having to operate in a challenging market environment,” said Benjamin.

In addition, the divestment of non-core as well as the successful participation as a strategic shareholder Temasek increasingly bring MPPA achieve its mission to be the No. 1 modern FMCG retailer in Indonesia in the next short period.

“MPPA is a leading modern FMCG retailer in Indonesia, which has the widest network of stores by 82 hypermarkets, 28 supermarkets, 80 pharmacy outlets that operate in more than 52 cities across Indonesia,” he said.

How do a Reverse Mortgage Establish you to convey more fundsincome in Retirement Living

reverse mortgage loan are going to pay off any existing home loans obligations 2 . will assist you to achieve lifetime 30 day profit not relying on the stock market or any existing market function 3 . you possess mobility with regards to how achieve the gains in addition to may switch the tactic with regards to the way you have you income/funds for just $20 4 . the cash is tax free of charge 5 . at this time a cheaper system as compared with selling the their home and then purchasing another place 6 . in case reducing you might use the reverse mortgage to acquire without the need to spend money on the home in cash – you could effortlessly generate an advance payment of around 40% who Meet the requirements

1 . has to be 62 or older 2 . have your home 3 . enjoy balance in your own home 4 . have to be prime household 5 . never ever experience defaulted on government dues The social media and networking features delivered and misinformed homeowners concerning this loan – basically because a growing number of cash-related planners are not able to earn an income suggesting this method for ones retirement . Retirees has to do their due diligence and consequently get in touch with their financial specialist about their possibilities in retirement .

In Retirement it is very important to

1 . possess a steady source of income 2 . reducing high interest dues 3 . hold a savings account , urgent account ready 4 . have the attribute free and without mortgages 5 . medical insurance coverage , life insurance coverage , annuities capital Permanence danger is an extremely real concern for most retired people agreeing to retirement – with others on the whole likely to survive lengthy these have nevermore become complicated support a retirement – it is necessary to plan for massive outgoing cash which includes housing , health-care , transportation , quality of life , and for numerous they likewise needs to think through their very own kids/gran-kids .