University Of Bergamo Study Finds Over 75% Of Home Exchangers Agree “Most People Trustworthy”

For the first time, a detailed profile is available of the expanding demographic of home exchange travelers. The survey finds that the industry itself is making a deep impact on society. According to the researchers, “people are turning more and more to models of consumption that emphasize community over selfishness,” and home exchange “may help to make our societies work better towards a sustainable future.”

With 93% of respondents satisfied with their experience and 81% having swapped homes more than once, the future also looks bright for home exchange. No longer just looking for an inexpensive travel option, home exchangers possess a deep cultural curiosity (98% declare an interest in cultural heritage and 84% visit museums and nature parks).

While a savvy breed of traveler (with 62% stating a high level of education), home exchangers also represent a wide cross-section of the traveling public. For example, the typical home exchange participant travels as a family (49% of them with children) and comes from across five continents, with the USA, France, Spain, Canada and Italy being the top five countries of residency.

Fair trade food (63%) and organic food (73%) are important to home exchangers, and 69% prepare their own meals while traveling, taking advantage of their access to a fully equipped kitchen. When not on the road, they are active contributors to their communities, with 59% reporting that they participate in community services, wildlife preservation, youth services, cultural preservation or animal welfare.

Given the strong sense of trust found among respondents (75% agree that “most people are trustworthy”), collaborative consumption and home exchange should continue to grow in popularity. As stated in the survey:

Swapping houses is one of the most significant boundaries of modern tourism, because it incorporates some of the dynamics that characterize the tourist of the new millennium: the increasingly felt desire to travel several times a year, even with limited budgets, the need to organize tailor-made trips as personalized as possible and the desire to make the trip an authentic experience… not only to know a new country with all its attractions, but also to immerse yourself in a new culture”

About the Researchers at the University of Bergamo

Francesca Forno, Assistant Professor of Sociology and Sociology of Consumption, is also Director of the CORES LAB (Research Group on Consumption, Networks and Practices of Sustainable Economies).

Roberta Garibaldi, Assistant Professor of Marketing and Tourism Marketing, is also a member of CeSTIT (Centro studi per il turismo e l’interpretazione del territorio).

The study was conducted from April to May 2013, surveying 46,000 HomeExchange.com members with an unprecedented answer rate of 16% (7,000 respondents).

About HomeExchange.com

Started in 1992 by Ed Kushins, HomeExchange.com has evolved into the largest and fastest growing online home exchange travel company in the world. This year their 46,000+ Members will make over 75,000 home swaps across 154 countries. HomeExchange.com makes it easy to plan and enjoy a home exchange vacation in almost any country, city or area of interest and offers travelers a memorable, authentic ‘live like a local’ experience. The site is available in 16 different languages. HomeExchangeGold.com, serving the luxury market, launched in 2012.

Common Commercial Real Estate Contract Contingencies

Just like residential real estate contracts, Dallas commercial real estate contracts have their share of contingencies. In short, contingencies are found in most real estate contracts and are essentially escape clauses for both the buyer and the seller.

Each party wants to make sure they are protected in the real estate contract, so real estate contingencies are a common occurrence. They often make the contract much easier to handle for both the buyer and the seller, as it provides them with an opportunity to back out of the contract for a number of reasons.

Although both residential and Dallas commercial real estate contracts both have contingencies, the contingencies themselves are quite a bit different. The following list details some of the common contingencies found in Dallas commercial real estate contracts:

When purchasing a parcel of land for Dallas commercial real estate, the contract may be subject to the approval of the buyers attorney. Because Dallas commercial real estate contracts may be decidedly more in depth than residential real estate contracts, waiting on the approval of your attorney when buying Dallas commercial real estate is quite common. It is also common to have a contingency that is based on a business professionals partner or investor, as it is important to get approval from everyone involved before the contract is finalized.

Many commercial real estate contracts include contingencies that are based on financing approval for the buyer. For tracts of land, this contingency may include approval of a legal survey, if one has not already been done. In addition, a buyer will likely want to include in the purchase agreement some language about obtaining necessary permits and zoning for the commercial property.

When speaking of commercial tracts of land, there may be a contingency with verbiage regarding liens on the property. In particular, the purchase of the land will be contingent on no environmental cleanup liens.

It is common to have a contingency based on: the buyer achieving a loan of at least 75 percent of the purchase price of the Dallas commercial real estate property; the buyer being satisfied with the inspectors report; and the buyer being satisfied that the property can be remodeled or renovated to his or her satisfaction. In other words, the buyer will likely include a series of contingencies based on the use of the commercial property and how it can and cannot be used.

The use of a realtor qualified in commercial real estate is crucial, as he or she will be able to guide you when making a commercial real estate transaction. Real estate companies, like VIP Realty, have a plethora of highly qualified and experienced realtors who have extensive experience in dealing with commercial real estate contracts. It is important to never enter into any type of real estate purchase agreement, whether residential or commercial, without advice from a trusted realtor and real estate attorney, as they will be able to best protect your interest in the real estate transaction.

Sales at Hypermart Selling Well, the Sun Gets Rp 63 Billion Profit

PT Matahari Putra Prima Tbk (MPPA) recorded a rise in net income during the first quarter of 2013 to Rp 63.2 billion. The figure was up 53.96% of the net profit the same period the previous year which only Rp 29 billion.

The company’s net profit increase was supported by higher revenues in the first quarter of 2013 which reached Rp 2.6 trillion, up 13.04% from the same period revenue last year amounted to Rp 2.3 trillion.

Acquisition of the company’s revenue is contributed full of Matahari Food Division (MFD), which is more than 90% is the result of the Hypermart.

This performance can not be directly compared with last year’s performance, due to the divestiture of assets / non-core business at the end of 2012 ago.

Since its launch in 2004 Hypermart, MFD scored a CAGR growth rate of 27.9%, which is the core strength of the Company’s growth and future prospects.

Operating profit also rose 32.2% to USD 74.6 billion from USD 56.4 billion last year. EBITDA reached USD 165 billion.

MPPA now recorded net interest income of USD 6.9 billion in the first quarter of 2013, higher than net interest expense of Rp 5.6 billion last year. This is due to lower interest expense of Rp 38.3 billion from Rp 62.7 billion last year, in line with the Company’s plan for the payment of the debt from the results obtained from the divestment of non-core end of last year.

Throughout the first quarter of 2013, the company has opened 2 new Hypermart stores located in Jakabaring, Palembang and Ambon.

New outlets Jakabaring further strengthen market dominance Hypermart in West Sumatra, while new outlets Ambon, which is a second outlet in the Maluku islands, also further strengthen market penetration and expansion Hypermart landing in eastern Indonesia.

In 2013, the Hypermart plans to open 20 new outlets across Indonesia.

“It makes us a hypermarket operator with the highest growth rates. Hypermart We will deliver the 100th will be operated at the end of 2013 and will be the largest and leading hypermarket retailer in Indonesia,” said Benjamin Mailool MPPA President in his press conference, in Jakarta, Monday (06/03/2013).

In the same period, MPPA also welcome Temasek Holding a significant shareholder with a plan to have a 26.1% ownership stake in the MPPA.

Together with PT Multipolar Tbk (MLPL) as the majority shareholder with a 50.2% stake, MPPA will get a more solid support from shareholders in its aim to develop the retail business forward.

“We are proud to see MPPA still carve out a good performance in the first quarter of 2013 despite having to operate in a challenging market environment,” said Benjamin.

In addition, the divestment of non-core as well as the successful participation as a strategic shareholder Temasek increasingly bring MPPA achieve its mission to be the No. 1 modern FMCG retailer in Indonesia in the next short period.

“MPPA is a leading modern FMCG retailer in Indonesia, which has the widest network of stores by 82 hypermarkets, 28 supermarkets, 80 pharmacy outlets that operate in more than 52 cities across Indonesia,” he said.

How do a Reverse Mortgage Establish you to convey more fundsincome in Retirement Living

reverse mortgage loan are going to pay off any existing home loans obligations 2 . will assist you to achieve lifetime 30 day profit not relying on the stock market or any existing market function 3 . you possess mobility with regards to how achieve the gains in addition to may switch the tactic with regards to the way you have you income/funds for just $20 4 . the cash is tax free of charge 5 . at this time a cheaper system as compared with selling the their home and then purchasing another place 6 . in case reducing you might use the reverse mortgage to acquire without the need to spend money on the home in cash – you could effortlessly generate an advance payment of around 40% who Meet the requirements

1 . has to be 62 or older 2 . have your home 3 . enjoy balance in your own home 4 . have to be prime household 5 . never ever experience defaulted on government dues The social media and networking features delivered and misinformed homeowners concerning this loan – basically because a growing number of cash-related planners are not able to earn an income suggesting this method for ones retirement . Retirees has to do their due diligence and consequently get in touch with their financial specialist about their possibilities in retirement .

In Retirement it is very important to

1 . possess a steady source of income 2 . reducing high interest dues 3 . hold a savings account , urgent account ready 4 . have the attribute free and without mortgages 5 . medical insurance coverage , life insurance coverage , annuities capital Permanence danger is an extremely real concern for most retired people agreeing to retirement – with others on the whole likely to survive lengthy these have nevermore become complicated support a retirement – it is necessary to plan for massive outgoing cash which includes housing , health-care , transportation , quality of life , and for numerous they likewise needs to think through their very own kids/gran-kids .

Melbourne Serviced and Short Stay Apartments

When it comes to tourism, Melbourne is the city with endless options. This is the real place for family fun. Historical landmarks like Athenaeum Theatre, the oldest culture institute of Melbourne, Cooks Cottage and Melbourne Town Hall, Innovative landmarks like Chill On, Federation Square, The Giant Sky Wheel, waterfront city pizza and pavilion are the main attractions of the city.

Other than historical and innovative landmarks, laneways, public and commercial galleries, parks, theatre and vibrant waterfront atmosphere are the other attractions of Melbourne city. Melbourne Docklands is famous for boat ride of 3 km of stunning water frontage, spectacular parks, architecture and art. This way Melbourne docklands draws the attention of tourists.

Now if you are planning to come to Melbourne, you must be worried about the accommodation. Obviously, you need to stay somewhere. This problem has a simple solution and the solution is Melbourne serviced apartments. Serviced apartments Melbourne are located in the Melbourne CBD. After a fun filled and tiring day, just think of yourself enjoying your fully furnished serviced apartment in the Melbourne CBD.

Melbourne serviced apartments CBD are available with incredible facilities like ADSL internet connection with desktop, Foxtel cable TV with more than 50 channels, gymnasium and swimming pool.

Serviced apartments in Melbourne are located in the heart of Melbourne central business district (CBD) and the Liberty Tower apartments are the best amongst all the serviced apartments.

Liberty Towers serviced apartments Melbourne have fully furnished and well equipped kitchen with microwave, dishwasher and stylish pots. All the apartments have washing machines with dryer facility. These apartments have all the luxurious facilities, a person ever hope to enjoy.

If you have come to Melbourne on a holiday tour, you can stay in Melbourne short stay apartments too. As the name suggests, short stay apartments Melbourne are specially designed for a short stay. Short stay apartments in Melbourne make you feel like you are at home. They offer you a range of 1, 2 and 3 bedroom apartments with large windows. Like Melbourne serviced apartments, short stay apartments include fully furnished and well equipped kitchen. The facilities like internet connection at an affordable price, Foxtel TV with over 40 channels, laundry, comfortable rooms, living and dining area and private balcony are offered by Melbourne short stay apartments. For the security purpose, there are video intercoms available which keep you informed of what is happening at the building entrance.

Melbourne serviced and short stay apartments are available at an affordable price, so you can maintain your budget, as well as enjoy these luxuries during your stay.

Expenses To Consider When Leasing A Atlanta Apartment Rental

Are you are first time renter? If so, there are some valuable tips you will want to keep in mind to ensure you find the best Atlanta apartment rental. Additionally, these tips will help you save money and will also save you from many common stresses that people face the first time they move out and into their very first apartment.

The first piece of advice that has assisted many people in finding a great apartment in little time is to conduct your search online. In this day and age there is no reason why you should be relying on your local newspaper to find an Atlanta apartment rental.

The majority of real estate agents and property management teams focus their advertising online. By making use of a virtual Atlanta apartment locator you can quickly save yourself time from having to search through hundreds to thousands of listings in your area. You can enter the criteria you have in mind for your new apartment into an Atlanta apartment locator and will immediately be presented with a detailed list of all available properties in your area.

The second piece of advice is to simply sit and come up with a realistic budget. You should also be aware the day you move into your new apartment you will be required to spend more money then you will throughout the following months. Nearly all rentals in Atlanta require their tenants to pay a security deposit when moving in. This security deposit is generally equal to the general cost of rent. Therefore, you need to keep this expense in mind.

Another expense that many people are not prepared for is pet deposits. If you have a pet you will be bringing along with you on your move you should be aware you are going to be required to pay for this privilege. Some apartments in Atlanta charge a onetime pet fee while others add on a specific fee for each month individually. This again is something you will want to keep in mind and calculate when planning out your budget.

The third major expense to consider is utilities in general. Most apartments do require their tenants to place specific utilities in their name. If you have never had a utility in your name in the past you may be required by one or more utility companies to put down a deposit.

Finally, consider the expense of moving altogether. Will you require the need of a moving truck or a moving service? This is one of the most overlooked expenses people fail to prepare for when moving for the first time.

If you keep these things in mind and make use of a apartment finder online you will save yourself from a great deal of grief and stress. You can save yourself more time and effort as well by making use of JAMCO Properties when seeking out an apartment in Atlanta. They are the number one apartment management team in the area.

Merits of hire android app developer

In earlier days mobile phones were used just for making phone calls. Nowadays mobile phones are not only utilized just for making calls as they have countless uses, they can be used as a web browser,tablet, camera, pc, music player, T.V.and much more. Mobiles have changed our lives utterly and have become a significant part of our lives.Currently the number of its users is increasing gradually, asthe facilities are also increasing.One of the most extensively used operating system these days in mobile phone is android.InitiallyAndroid Inc. was founded in Palo Alto of California, U.S. by Rich miner, Nick sears,Andy Rubin, and Chris White. Later it was acquired by Google.

There is a stiff competition in the mobile phone market. Many well-known brands are challenging each other to capture the maximum market share as possible. It is not an easy task for any company to capture the market share. No one can deny the fact that; android has the maximum market share in the mobile market. Android users download approximately 1.5 billion apps and games every month. It is not a big wonder that the demand for the android applications has increased tremendously.With android latest version 4.2 you can place app widgets directly on your lock screen, for quick access to your favorite app without having to unlock your phone.

Mobile Phone applications development industry is the most flourishing industry and growing at a very fastpace. It is because of many people are using smart phone apps. Those companies which are in this commerce hire android app developer who brings out the best apps for you. They hire highly qualified and well experienced android app developers who are working in this field from so many years. With a vast number of android app developer in the market it becomes really typical to select the appropriate app developer. But if you select with proper care then you can reap the benefits of a skilled app developer who create amazing apps for you. Before hiring any android app developer you should check hisexperience and the sort of apps he has made in the past which will give you a hint of the quality he is capable of offering you. If you want to hire android app developer then you can take the assistance from the internet. That is why; the demand for android app developers is on the peak.You can give your career a break by choosing this profession.

About the Author

Steve Solem is passionate about building great apps. The Steve Solem has expertise in building apps for Android, iPhone, iPad and Windows Phone, including development of Web server based backends.For more information visit here Hire android app developer And Best mobile app development .

Industry: Savory Sweet Tauco Biruang

Popped into town Cianjur not afdol if not carrying tauco as souvenirs. In a city famous for the production of quality local rice, the mainstay tauco a cottage industry products.

Tauco is one pelezat food ingredients. This product was adapted from China, a yellow soy beans are boiled, add salt and natural microbes. It was savory and salty variety is often added to stir fry and other dishes.

In Cianjur tauco an existing home prosuk since 1900 in the form of cottage industry. The industry developed from house to house to this day there are some local tauco brands are well known in Cianjur.

The main ingredient is soy yellow tauco imported from America, brown sugar, flour and other seasonings. The result will tauco reddish brown. Among several brands tauco, notably the tauco cap ‘Biruang’. Tauco owned by Achmad Sofian’s Babe started in 1960. This home-based products are halal certified

To maintain the quality of the owners choosing halal certified halal raw materials. Also in the fermentation process are concerned that fermentation only cause a distinctive sour taste without khamer. Because if it is not perfect it will result in soybeans contain alcohol. Therefore, when buying tauco, be sure to get tauco of LPPOM MUI halal certified local.

Celebrate the Royal Wedding in Style in London Serviced Apartments-00-3996

With the Royal Wedding fast approaching, it is not just the British that are on the edge of their seats with excitement. Since the wedding was announced in November, London has been preparing for the thousands of people who will be visiting London to experience the buzzing atmosphere that the Royal Wedding will inevitably create. Alongside restaurants, retailers and transport, one of the biggest impacts will be felt by accommodation providers in London, as people fly from all over the world to ensure they are in London for the last weekend of April.

Serviced apartments London are seeing a real increase in demand over the period of the Royal Wedding, not only for Westminster, but for areas all over London. Press Association have published figures which show internet searches for London by Americans have increased by 189% compared to this time last year, and France and Japan have shown a similar interest, with searches rising by 124% and 117% respectively. With figures like this, it is no wonder that serviced apartments London are seeing this degree of interest.

People often find that serviced apartments London are more luxurious than hotels, offering them more space, more privacy and more comfort, while costing the same as a hotel, if not less. When visiting London for an event as prestigious as the Royal Wedding, the last thing you want is a run-down, one room hotel to come back to. With a spacious and comfortable living area, as well as a fully equipped kitchen, serviced apartments London provide people with the ideal stay for this exciting and significant time.

However, the Royal Wedding doesnt come without its issues. It is predicted that the wedding will cost the economy up to 5 billion, largely because the day has been designated a bank holiday. Because of the date of the wedding, Britain will be open for business for only three days between April 22 and May 2, as Easter is the weekend before the wedding, and the May Day bank holiday is the following Monday. This will have a huge effect on a lot of companies, especially as many employers will take the three day week as annual leave, leaving a small proportion to do the work. It is also thought that in many businesses people may call in sick to get themselves a week off. This can be especially problematic for smaller businesses, with some potentially having to shut down for the week due to a lack of staff.

Despite this cost to businesses and the British economy, the 29th April is still the most talked about date in 2011 so far, and a date that millions of people are looking forward to.

Benefits of Retail Outlet in Mixed Residential Commercial Development

The real estate scenario of Singapore is changing with every passing day. One can notice several new condo launch in Singapore, which are bringing changes in the living standards as well as retail business. Yes, condominiums are contributing towards the change in the retail sector as well. The growth of the mixed residential commercial development projects is one of the several reasons. There are different new mixed residential commercial projects in Singapore, some of which are Tanjong Pagar Centre, Duo Residences, and Marina One.

To know more about the good points about the mixed residential commercial projects on retail outlets, let us throw some light on some of their advantages.

The benefits of Mixed Residential Commercial Condos for Retail Section:

Before we start looking at the various benefits, we would like to ask you to focus upon the relation of every point. Every benefit that we are going to mention below is related to each other and builds a chain of relation. Now let us start with them:

Customers or clients: What is the most important aspect for a retail outlet? Isn’t it to find a potential customer? Yes, it is, as it is the customers, who keep the business alive and make it grow. If you have a retail outlet at the mixed residential commercial development, you would definitely get potential customers although this would be a limited group. But, you can turn this to your advantage by understanding their preferences and getting the stock accordingly.

Profits: For getting the space at this type of condominium property, one has to pay big rent. When the space is costly, the products would also be costly, and this would mean that the profits would also be higher. But, to ensure that this works well, you have to make sure that your products are convincing & attracting so that the customer would buy it.

Marketing: To make sure that all your profit planning goes well, you need to work on marketing strategies. And when you have the profits with you, then you can even think about expanding your marketing strategies and push the popularity of the brand.

Brand Awareness: Brand awareness plays an important role behind the growth of the business. If your brand is well known, then it can definitely garner good clientele list. With substantial awareness, it gets easy to work upon the marketing as well as product sales.

By looking at these benefits of mixed residential commercial condos on retail group, one can say that it is a good deal. Yes there would defiantly be certain flaws of it, but with these benefits, it can become easy to walk on the path of success and neglect the flaw full path.